Front Seat Finances
Retirement Planning Resources
Clear guides to Oregon PERS, retirement income, taxes and the decisions that come with life after work. Start with the topic that matters to you, then explore how the pieces fit together.
Oregon PERS retirement
Understand your pension, IAP and the decisions that connect your benefits to a household retirement plan.
Complete Oregon PERS retirement planning guide
Start with the complete picture: benefits, timing, taxes and household income.
Explore this resource →PERS tiers and OPSRP
Understand the differences between Tier One, Tier Two and OPSRP.
Explore this resource →IAP: lump sum, installments or rollover?
Compare access, taxes, flexibility, responsibility and costs.
Explore this resource →PERS pension and survivor options
Consider how benefit elections affect household and survivor income.
Explore this resource →Retirement timeline and checklist
Organize your planning steps before the official application process.
Explore this resource →How Oregon PERS benefits are taxed
Explore tax considerations for pension and IAP income.
Explore this resource →PERS, Social Security and IRA income
Connect different income sources into one retirement plan.
Explore this resource →Roth conversions for PERS members
Understand how conversions can interact with pension income.
Explore this resource →Retirement income and investments
Explore how savings, benefits and investment decisions can support life after work.
Building a retirement withdrawal strategy
Explore withdrawal timing, flexibility and retirement risks.
Explore this resource →Recreate your paycheck in retirement
Think through the transition from salary to retirement income.
Explore this resource →Social Security claiming decisions
Consider timing alongside your broader household plan.
Explore this resource →Retirement income planning
Learn about Fairchild’s approach to coordinating retirement income.
Explore this resource →Investment management for retirees
Explore the role of investments, risk and withdrawals in retirement.
Explore this resource →Retirement taxes and Medicare
Understand the decisions that can affect your after-tax income and healthcare costs.
Tax planning in retirement
Explore how income sources and timing fit together.
Explore this resource →Roth conversion planning
Consider the tradeoffs before deciding whether to convert.
Explore this resource →Roth conversions before RMDs
Explore conversion timing before required distributions.
Explore this resource →Managing Medicare IRMAA costs
Understand how income can affect Medicare premiums.
Explore this resource →Capital-gains planning in retirement
Review how investment gains fit with other taxable income.
Explore this resource →Managing tax brackets after retirement
Consider income timing across multiple retirement years.
Explore this resource →Find the right planning support
Learn about working with Fairchild Capital and the types of planning available.
Retirement planning FAQs
Answers to common questions about Fairchild Capital.
Explore this resource →Fee-only planning for people 50+
Explore financial planning as retirement approaches.
Explore this resource →One-time financial planning
Learn about help with a defined planning need.
Explore this resource →Ongoing planning and wealth management
Explore continuing planning and investment support.
Explore this resource →Oregon PERS planning services
Learn how Fairchild can help coordinate PERS retirement decisions.
Explore this resource →Connect the information to your retirement.
Have questions about your next steps? Learn whether Fairchild Capital’s planning approach fits your needs.
Schedule an introductory conversationThese resources are for general education and are not individualized investment, tax or legal advice. Rules and individual circumstances vary. Verify benefit information directly with Oregon PERS and consult qualified professionals before acting. Fairchild Capital is not affiliated with or endorsed by Oregon PERS or the State of Oregon.
